🔒 MASTER TERMS OF SERVICE

Effective Date: 2/21/2026
Website: FleetCardCompare.com By BetterBizWorks, LLC

1. Binding Agreement

By accessing or using FleetCardCompare.com (“Website”), you agree to be legally bound by these Terms of Service (“Agreement”).

If you do not agree, you must immediately discontinue use.

2. Website Purpose

FleetCardCompare.com provides informational content, AI-generated articles, comparison tools, savings calculators, and affiliate links related to fleet card products.

We are not:

A bank
A lender
A financial institution
A credit issuer
A legal or tax advisor

3. No Financial, Legal, or Tax Advice

All information is provided for informational purposes only.

Nothing on this Website constitutes:

Financial advice
Investment advice
Legal advice
Tax advice
Professional consulting

Users must consult licensed professionals before making financial decisions.

4. AI-Generated Content Disclaimer

Some content, graphics, charts, and scoring methodologies may be generated or assisted by artificial intelligence systems.

We make no guarantees regarding:

Accuracy
Timeliness
Completeness
Absence of errors

Users rely on such content at their own risk.

5. Comparison & Ranking Transparency

Rankings, scoring models, and comparison outputs are based on:

Publicly available data
Information supplied by card issuers
Proprietary evaluation models
User-entered data
Algorithmic processing

We reserve the right to modify scoring methodologies at any time without notice.

6. Savings Calculator Disclaimer

Savings calculations are estimates only and depend on:

Fuel price fluctuations
Geographic location
Driver behavior
Approval terms
Discount qualification
Network participation

Actual savings may differ materially.

FleetCardCompare.com assumes no liability for reliance on estimated savings.

7. Affiliate & Compensation Disclosure

We may receive compensation from fleet card providers when users:

Click affiliate links
Submit applications
Are approved for products

Compensation may affect placement or visibility of certain offers.

Not all providers are included.

8. No Guarantee of Approval

We do not guarantee approval for any product.

All approvals are determined solely by the issuing institution.

⚖️ 9. ARBITRATION AGREEMENT (MANDATORY)

Any dispute arising from use of this Website shall be resolved through binding arbitration.

Arbitration shall be conducted in [Insert State].
Users waive the right to trial by jury.
Arbitration shall be individual — not consolidated.

🚫 10. CLASS ACTION WAIVER

Users agree that any disputes must be brought individually.

You waive any right to:

Participate in class action lawsuits
Join collective claims
Act as class representative

🛡 11. INDEMNIFICATION

You agree to indemnify and hold harmless FleetCardCompare.com, its owners, affiliates, officers, and agents from:

Claims arising from your use of the Website
Misuse of comparison tools
Reliance on content
Violations of these Terms

💰 12. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

FleetCardCompare.com shall not be liable for:

Lost profits
Business interruption
Indirect damages
Consequential damages
Punitive damages

Total liability shall not exceed $100 USD.

🌎 13. GOVERNING LAW & JURISDICTION

These Terms shall be governed by the laws of the State of [Insert State].

Exclusive venue for disputes shall be located in [Insert County, State].

🔐 PRIVACY POLICY (FORTIFIED)

Includes:

✔ Data collection
✔ Cookies
✔ Affiliate tracking
✔ CCPA rights
✔ GDPR rights
✔ Data deletion requests
✔ Security disclaimer

(Use the previous Privacy Policy text provided, now linked to arbitration & liability clauses.)

🧾 CLICK-ACCEPT IMPLEMENTATION LANGUAGE

For your calculator and comparison software, add:

“By clicking ‘Calculate’ or ‘Compare’, you agree to the Terms of Service, Privacy Policy, and Savings Disclaimer.”

Make this a required checkbox:

☐ I agree to the Terms & Disclaimer

This dramatically improves legal defensibility.

🖥 WORDPRESS LEGAL FOOTER STRUCTURE

Add these pages to your footer:

Terms of Service
Privacy Policy
Disclaimer
Affiliate Disclosure
Savings Calculator Disclaimer
Contact

Footer Example:

📋 ATTORNEY REVIEW CHECKLIST

Give this to your attorney:

Review arbitration enforceability in your state
Confirm class action waiver compliance
Confirm limitation of damages cap legality
Review affiliate disclosure compliance (FTC)
Confirm GDPR applicability
Confirm CCPA compliance
Review indemnification clause scope
Confirm state-specific consumer protection exposure
Confirm savings estimator liability protection

🧱 ADDITIONAL RECOMMENDED PROTECTIONS

To further protect FleetCardCompare.com:

✔ Operate under LLC or Corporation
✔ Separate business bank account
✔ Obtain professional liability insurance (E&O)
✔ Add Cyber Liability coverage
✔ Use SSL encryption
✔ Maintain data breach response plan